Secured Loans - Personal Loans
- How much can I borrow?
- Over what period of time can I spread my loan?
- Can you offer a scheme whereby my repayments can be made if I am ill or made redundant?
- Is the application confidential?
- Are any restrictions placed on how I can spend the money?
- What if I want to settle the loan early?
- What if I want to move house?
- What if I want to borrow more in the future?
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This will obviously depend upon your available income and the amount of collateral available within your property. Subject to these factors we can arrange a loan from a minimum of £3,000 to a maximum of £500,000.
2. Over what period of time can I spread my loan?
This is entirely up to you, the Repayment Guide may help you decide. Generally loans are available over three to twenty five years.
3. Can you offer a scheme whereby my repayments can be made if I am ill or made redundant?
Yes, we offer an excellent optional accident, sickness and redundancy package for total peace of mind. The Payment Protection section provides details of this valuable cover.
4. Is the application confidential?
Absolutely. Your loan application is treated in the strictest confidence. We will not contact your employers, bank or any other third party without your prior written permission.
5. Are any restrictions placed on how I can spend the money?
No, you can use the money for virtually any purpose. Perhaps you want to pay off all your higher rate credit leaving you with just one manageable monthly payment. Alternatively you may wish to carry out home improvements, purchase a car, caravan, boat, conservatory or perhaps take a holiday! The money is yours, spend it as you wish.
6. What if I want to settle the loan early?
The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.
7. What if I want to move house?
Simply pay the outstanding loan balance from the proceeds of the sale or alternatively we may be able to transfer the loan to your new property.
8. What if I want to borrow more in the future?
Simply telephone our office and we will gladly supply you with a quotation for a further advance.
- Loans for any reason
Simple fast & straight forward - Low rates of interest
Flexible payment terms - Quick decision
One easy to fill in form - Debt Consolidation
Free yourself from unwanted debts - Poor credit history
Defaults, CCJ's and Mortgage arrears
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Loans for whatever you want -
One of our loans is the ideal way to pay off all that outstanding credit and have just one affordable monthly repayment. It could just as easily be used for a new conservatiory, a holiday or anything that you fancy.
Dedicated help whenever you need it -
Each of our customers is allocated a loan consultant - your single point of contact throughout the loan term. So you'll know exactly who you're dealing with every time you contact us.
DATA PROTECTION
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TO TELL THE CUSTOMER HOW THE INFORMATION WILL BE USED AND TO WHAT PURPOSES IT WILL BE PUT.
THE ACT DOES NOT RESTRICT ITSELF ONLY TO INFORMATION KEPT ON A COMPUTER, IT IS RELEVANT TO ANY ORDERED FILING SYSTEM.